06/10/25
3 reasons why title insurance protects your homeownership dreams
This National Homeownership Month – and all year long – our teams are promoting the role that title and escrow professionals play in protecting the American Dream.
Behind every real estate transaction lies a complex history of ownership and legal documentation, and it’s our job to thoroughly research your property’s history to ensure it’s free and clear. This due diligence protects homebuyers from costly surprises that could threaten their legal ownership. By verifying the property’s title, title companies provide an essential layer of protection for anyone purchasing a home.
Why is title insurance important? Title insurance protects against issues that may not be apparent during a routine title search, such as undisclosed heirs, forgery, or errors in public records. These title defects can arise years after the sale and are often expensive and stressful to resolve.
In places where deed fraud is on the rise, title insurance plays a critical role in real estate fraud prevention. For a one-time fee paid at closing, buyers receive long-term protection against title issues that could put their homeownership rights at risk.
A title search is included with your policy. You may have heard that the rate of claims for title insurance is low, but that’s for good reason. Every title insurance policy includes an up-front title search before your deal can be closed. A search involves our professionals carefully looking into public records and more to confirm the property’s title is free of any title issues, which could include encumbrances, claims, liens or anything else that could affect your ownership rights now or in the future.
The protection lasts as long as you own your own home. One thing to know about title insurance is that an owner’s title insurance policy only costs a one-time fee that’s part of your closing costs. Despite only paying for it once, though, the security provided by title insurance lasts forever. When we say title insurance protects your ownership rights as long as you own your home, we mean it.
Our teams are proud to be your pick when it comes to your title and escrow work! Reach out to us anytime.