08/4/25

Don’t look now, but it’s almost time to head back to school. That’s why we’re focused on educating our partners and customers on title insurance. It’s a subject we often discuss, but there’s always something new to learn. Here are four things everyone should know about title, title insurance and the title search.

Title professionals do more than just provide you with an insurance policy. One of the main reasons title insurance is important is that it protects your property rights now and in the future. How does it accomplish this goal? Every policy includes a title search even before you’re cleared to close. That’s when we review property records to ensure there are no issues that would prevent you from owning the property before you make a purchase. If anything pops up, we’re ready to resolve it quickly so your closing stays on track.

Title insurance only costs a one-time fee. Though we like to say that the protection of title insurance lasts as long as you – or your heirs – own the property, it’s important to note that there is no annual premium. The only cost of this lifetime of security is part of your closing costs.

Title people are part of a vibrant, caring industry. Members of our team take active roles in real estate groups at the local, state and national levels, including the American Land Title Association and our state associations. When you choose us as your title company, you’re working with industry leaders who stay on the cutting edge. We’re committed to advancing technology, adapting to changing rules and regulations, fighting fraud, making the customer experience better and more.

Title insurance is required for refinance files. No one knows exactly what the fall will hold, but if refinance activity picks up as many predict, you’ll need a trusted title partner for those deals, too. We’d love to be your choice for those.

Have more questions about why title insurance is so important, or why our teams are best positioned to be your trusted provider? Our local branch would be delighted to speak with you! Reach out to them anytime! We’re always here to serve.